Money That Can Be Better Spent on a Down Payment

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One of the biggest obstacles for first-time homebuyers is saving for a down payment. The first mistake new homebuyers make is believing that they must have 20 percent to put down on a home, when (depending on your credit and the loan terms) you can usually put down much less. The second mistake is believing you’ll never Read More

5 Ways to Create an Energy-Efficient Home for Under $500

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5 Ways to Create an Energy-Efficient Home for Under $500 Summer is a time filled with good times and warm weather. Unfortunately, it’s also a time for many homeowners when energy costs skyrocket as they attempt to keep their homes cool and comfortable. Thankfully, there are many things that can be done to help keep Read More

Organizing Finances to Buy a Home

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Buying a home is a major life decision. You’ll want to do everything in your power to make sure you’re financially secure enough to tackle the investment. If you’re planning to buy a home in the near future, organization is key. “Buying your first home can be a complicated and intimidating process, both emotionally and Read More

Four Better Ways to Cut Home Insurance Costs

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While there are many smart ways to save money on homeowners insurance, there are also mistakes that can result in a highly detrimental lack of coverage. “Asking about available discounts and comparison shopping is an excellent way to cut insurance costs,” says Jeanne M. Salvatore, senior vice president and chief communications officer of the Insurance Read More