Holiday Shopping? 7 Bad Spending Habits to Avoid

Christmas shopping woman holding many Christmas gifts in her arms wearing santa hat and winter clothing. Beautiful young female model isolated on white background.

Holiday shopping may be fun, but it can also negatively impact your finances if gone unchecked. Avoiding debt is the goal. The holiday season is an exciting and inspiring time of the year that promotes giving, but spending within your means is the best gift you can give yourself. Managing a realistic budget and developing a shopping Read More

Five Ways to Protect Credit This Holiday Season

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Amid the hustle and bustle of the season, it’s important for shoppers to make informed decisions about holiday spending when taking advantage of Black Friday and other deals. According to the experts at Credit Sesame (www.creditsesame.com), shoppers should keep in mind the following tips. 1. Avoid opening new retail store cards. Retail store credit cards often Read More

5 Ways to Budget for Holiday Shopping

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It’s not uncommon for shoppers to get a head start on purchasing gifts for the holidays, but shopping before the December rush is fast becoming the norm, according to American Consumer Credit Counseling (ACCC), a nonprofit organization. “More people realize that waiting until December to start your their holiday shopping can result in extremely high Read More

Organizing Finances to Buy a Home

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Buying a home is a major life decision. You’ll want to do everything in your power to make sure you’re financially secure enough to tackle the investment. If you’re planning to buy a home in the near future, organization is key. “Buying your first home can be a complicated and intimidating process, both emotionally and Read More